How much will your insurance go up if you only damaged your own car?

Answer

Go ahead and get it fixed. If there is a $500 deductible and only paint was scraped I doubt your premium will increase at all especially if there was no two party claim.

Answer

I have to disagree with the previous answer. Having beeen with AAA for over 10 years having no tickets, accidents or claims I recently called for the first time about having to file a claim. The previous weekend I damaged my own vehicle while out camping and while there were no other cars, people or damage involved other then to my own vehicle. I was shocked when they told me that they will automatically be raising my premium $429.00 a year. This after over 10 years having multipile vehicles insured and also my homeowners policy. Needless to say I will be shopping around for another carrier.

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