0
How much would insurance cost if you were involved in a car accident that was your fault and both drivers have liability insurance?
Wiki User
∙ 17y ago
How much will it COST? If you have a good record of several years without claims, your premiums may not increase, but if you are a new driver or have had prior claims the increase will be determined by your insurer and no one else can give you a definite answer. Or how much will it PAY? If it was your fault, your liability coverage will pay for the damage to the other driver's car and if you do not have collision coverage, you get to pay for your own repairs.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
How do you use liability in a sentence?
The injury made him a liability to the squad. Liability insurance will normally pay claims by other drivers if you have an accident.
Drivers become subject to the liability insurance law when accident damages amount to?
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
What does Excess Liability insurance cover me for?
Excess liability coverage is designed to cover drivers who may have been involved in an auto accident and the injuries or bills exceed the insurance policy. It's kind of like your back up amount and can give you a little extra cushion and coverage.
Is young drivers insurance more expensive than elderly driver insurance?
Yes, young driver's insurance is typically more costly than elderly driver's insurance, as elderly drivers are considered to be "experienced". Young drivers are typically considered to be more of a liability.
Drivers With No Insurance?
Winding mountain roads, flooding rains and coal miners are only a few of the things that drivers in West Virginia have to deal with. They also have to deal with insurance rates. The best thing for drivers in the state to do is to look online for the most affordable insurance rates they can find. Car insurance is not just something that drivers can choose to have if they want to take it out. Car insurance is a requirement if drivers have a car. One of the things that are different about this area of the country is that Virginia does not make drivers have liability insurance. This means that there are plenty of drivers who are in West Virginia who may not have insurance coverage if they are involved in a car accident. Uninsured motorist coverage is a must for drivers in West Virginia in the event that they are in an accident with someone from a state that does not require their residents to have liability insurance. If an accident is the fault of the driver, their insurance policy will be responsible for the damages of themselves and others who are in the accident. A minimum of $20,000 for one person involved in an accident and $40,000 for multiple people who are in an accident is required by the state. Since there could be drivers who do not have insurance driving on the roads in West Virginia, it is recommended by insurance companies to get have more than the minimum coverage. Comprehensive and collision insurance are not required in the state, but they are two things that should be considered by drivers because of the conditions the roads can get in and other people who are driving. West Virginia is one of the states that are seeing a decrease in insurance rates. Drivers are being more careful when it comes to the rules of the road, and they are saving money by driving safely. Insurance rates are still at over $2,000, which is above the national average. Before purchasing an insurance policy, drivers should compare several different policies to get the most affordable rates possible.
Driver bacome subject to the liability insurance law when accident damages amount to?
The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident
Car Insurance in Maryland?
Maryland requires drivers to purchase car insurance to help safeguard lives and property when accidents occur. However, drivers must consider how much they are willing to spend on car insurance and the type of insurance they need. There are different insurance policies that vehicle owners can choose from. The type of car insurance that people should purchase depends on the kind of car they have and their driving record. Drivers should also get their cars insured to make sure they will not have to shoulder all of the cost when they have a road accident. Maryland law also mandates that all drivers need to carry car insurance. However, drivers should get to know the types of insurance available. This will help drivers broaden their understanding and determine what kind of policy they should purchase. Liability coverage is a common type of insurance, and it is required under Maryland law. Liability insurance safeguards the vehicle owner from paying for damages to the other party when they cause an accident. This type of policy does not reimburse policy holders for damages. Drivers may want to think about pairing this with a policy that will cover their own vehicle in case an accident happens. Collision car insurance goes very well with liability car insurance coverage. This insurance policy will pay for damages to the driver and their property after an accident. This will help vehicle owners spend less when they are involved in an accident. Maryland law also requires a few more types of insurance to go along with liability coverage. In Maryland, personal insurance policies are required to protect the driver of the vehicle. PIP will help pay the driver's medical expenses regardless of who was at fault in an accident. Maryland also requires drivers to carry uninsured motorist coverage. This will help vehicle owners pay for damages when the other party does not have liability insurance coverage. It is always important for Maryland drivers to purchase insurance policies. Road accidents have been a major cause of injury and death in Maryland for many years. Driving without insurance can lead people to trouble with the law. Uninsured drivers will also have a lot of expenses to pay if they are involved in an accident. Because of this, it is always wise for Maryland drivers to purchase car insurance policies that are commensurate with their needs.
What happens if both drivers involved in an accident have no insurance and no police report was filed?
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
What will happen if you do not have your drivers license and insurance with you when involved in a minor accident?
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
What are the legallly-required car insurance minimums for drivers in the state of Connecticut?
Drivers in the state of Connecticut are required to carry the minimum limits of auto insurance liability at all times. Those limits are $20,000 maximum bodily injury for one person injured in an accident, $40,000 maximum for all injuries in an accident, $10,000 maximum property damage liability for one accident, and $20,000/$40,000 combined bodily injury maximum for one accident.
Is liability car insurance a requirement for MA drivers?
Yes, liability car insurance is a requirement for Massachusetts drivers. The minimum requirements are 20/40/5.
