generally 18, unless you are the son or daughter of the business owner...and in some cases it is 21 and i have seen a minimum age of 25 before as well.
If your license is suspended, you should not be driving any vehicle, including a company vehicle. The company should not allow you to drive.
Yes I can
The hire company will insist on some form of insurance.
If you want to lose your job or worse you drive the company vehicle in your free time. It is ALWAYS better to drive your own private vehicle during your free time unless you have the Companies permission to drive company vehicle anytime.
No. You need to contact your insurance company. they are not all the same. Most insurance companies will give you a short grace period in which to notify them of a vehicle change such as a trade in situation. If it's an additional vehicle you have acquired, there would be no coverage until you have contacted your insurance company.
Lots
Insurance co. are not required to test drive any vehicle.
In the UK you have to be 17 to be able to drive a car on the road. At 21 you can drive a goods vehicle. At 16 you can drive a moped.
If the insurance company agrees you can sign an exclusion which would be a legal document stating that you will not allow your 17 year old to drive any vehicles in your home or possession and that if they do drive such a vehicle you agree that the insurance company is in no way liabile for any damage done and that no coverage applies from your insurance policy.
You can ride in one at just about any age, so long as it's approved by the owner and company insuring the vehicle. To drive one, you must be 18, but you must be 21 to drive one in interstate operations.
Sixteen with a tractor (agricultural vehicle) license.
Yes. The company should be checking the validity of a persons drivers license before letting them drive any motor vehicle.