How old does a car have to be before collision-comprehensive insurance is no longer necessary?

In: Auto Insurance

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I believe it can be brand new, but you can't have a loan on it.

First answer by anonymous. Last edit by anonymous. Question popularity: 53 [recommend question]

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Loss of use? Non pecuniary loss? When sould you drop comprehensive and collision? Should you have collision insurance on a car worth 100 dollars? When should you consider dropping comprehensive and collision insurance from your existing policy? Should a 12 year old car be insured for comprehensive loss in physical damage and collision loss?