How soon can you file second bankruptcy?

Answer:

Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago.

The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.

First answer by ID0417969673. Last edit by IamLostRU. Contributor trust: 1567 [recommend contributor recommended]. Question popularity: 2 [recommend question].