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How to find date credit card companies report to credit reporting agencies?

In: Credit and Debit Cards, Credit [Edit categories]

Answer:

It varies by the company. You can contact your company to confirm their individual credit bureau reporting practice. Some could submit negative non-payment feedback as early as 15 days after your scheduled due date. If you can't pay your minimum balance, contact the provider to explore options with them. The worst thing you can do, from a credit score perspective, is to just ignore the bill.

After I posted the question I realized the answer was as simple as calling them. I called and they gave me the info I wanted. I'm in the process of buying a condo, so I paid off my balances in order to lower my DTI ratio and hopefully improve my score. I wanted to make sure my payments were reported before they check my credit. This was my first time using WikiAnswers and I thought that since nobody answered, the site might be a waste of time. So, thank you for your answer and I'll definitely use this site again.

First answer by ID1188394439. Last edit by Doditov. Contributor trust: 1499 [recommend contributor ]. Question popularity: 1 [recommend question].

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Relevant answers:

Who can report to a credit reporting agency?
Any lendor or lending institution.
How do you report to a credit reporting agency?
Consumers don't report their own credit history to credit reporting agencies - Lenders do. However, you can file a consumer alert with each of the agencies that will put your statement on file.
What credit reporting agencies offer a free credit report?
Free Credit Report offers free credit reports from three different companies. You can choose which one you want to use. Expedia is usually the most reliable. While getting your credit report is free,...
How do credit card companies use a person's credit report?
To determine if that person should be given a loan or credit card
How do you find out if you are liable for a credit card that does not appear on your credit report?
The best option would be to contact the issuer of the card and ask if you are a joint account holder. If you are not on the account, they will not give you any information. If you are an authorized...