You don't describe how your 'association is delinquent', so it's difficult to answer your question precisely.
However, if the board is in violation of the governing documents, non-board member owners must gather to remedy the situation, potentially by electing a new board.
The 'new' board needs the advice of counsel to determine how to recover from the actions or inactions of the delinquent association.
Once a remedy is in place, selling your unit should be easier, since the issues have been identified and the new board is working toward a resolution.
If there is no action on the part of owners to rectify association delinquencies, then selling your unit must include disclosing the issues to any potential buyer.
Read your governing documents to determine the cause of this apparent threat. Since you chose Liens as another category, you may have a lien on your title for unpaid monies that you owe to the association. As a last step in collecting monies you owe, your association can take possession of your condominium and sell it. This process is written out in your governing documents.
Probably, yes. Read your governing documents and your association's Collection Policy Resolution to discover its process for calculating delinquent accounts.
Absolutely, yes. The association may be incorporated as a profit, not for profit, or an unincorporated association.
Yes.You can request the status of the association from the Secretary of State where the association is located.
Your attorney can help you answer this question, since it requires a legal answer.
State Farm, Progressive and Geico are some well known companies that offer condo association insurance policies. There are local and lesser known companies such as Melendez Insurance that offer condo association insurance policies also.
Only if the Condo Association allows it. It could otherwise fine you.
my condo association already has a lien against 2 condos who are seriously delinquent in paying their services fees. so now how do we get our money since they are ignoring the lien? a.k.
Yes.
no but trying to If a condo owner falls more than 90 days in arrears of association, the right to use common areas can be suspended by the association until such dues are paid.
The association wants to do more than report owners delinquent. The association wants to collect the debt. Check your governing documents to discover whether or not your assessments are automatically liens against the units. If so, then the association's attorney can file a formal lien. The board may also have additional recourse to collect unpaid assessments, including perhaps selling the unit in order to satisfy the debt. One way is to report the delinquent unit owners to a collections company, though these companies usually charge outrageous fees. I suggest the association retain a real estate attorney and file liens against the delinquent units. These liens may be foreclosed if not paid, which will be an incentive for the delinquent unit owners to pay up. Don't try to file liens without an attorney--if done incorrectly, thousands of dollars in attorney fees will likely be spent. The liens will then show up on the delinquent owners' credit reports. In most states, it is not legal to publish a debtor's name, but you may be able to publish the unit number in your financial reports and board meeting minutes. Once a lien is filed, it becomes public record and can appear on an owner's credit report.
Fiile a noise complaint with the Condo association and if that doesn't work, the local police department.Added: Loud noises from whom or what? The Condo Association MAY have control over some annoyances but for others you may need the police (as advised above). Speak to your Condo Board of DIrectors to see if they can assist you.