Husband has accident with my car and he's on the insurance exclusion list?

Answer:
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered.

So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
First answer by Markschneider86. Last edit by Markschneider86. Contributor trust: 4 [recommend contributor recommended]. Question popularity: 1 [recommend question].