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I have an indiviual policy with an insurance company I can purchase a group policy through my employer Its with the same insurance company Can I use both policies?
Wiki User
∙ 16y ago
Two different policies (different policy ID numbers) should mean you should not have to pay anything out of pocket. The primary will pick up 80% (in most cases), and the secondary should pick up what the primary didn't pay. This usually includes deductibles, but that would depend on how high a deductible you have on your policies. Insurance companies are getting very 'stingy' of late and might try to not pay what they should; and tell you why, if you inquire, in their legalize language that even the Supreme Court of the USA has trouble understanding at times, even when it's not even a political type issue.
Wiki User
∙ 16y ago
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Purchase Disability Insurance?
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
