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Insurance policies generally exclude animal and insect infestation. If there were a policy that covered that, it would be for the damage that the animals or insects cause. In your situation, it does not sound like you have damage from the bed bugs.

I would recommend that you let the landlord know they should have an exterminator come out to remedy the situation. If you don't have success with that route, try contacting the department of fair housing in your area.

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Q: If I just moved into an apartment an they have bed bugs an admitted to you that they were there before you moved in will your renters insurance cover your furniture?
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Related questions

What does renters insurance cover in my apartment?

Renters insurance covers things of value in your apartment. It also covers you in case your apartment becomes unlivable and will reimburse rent for temporary living elsewhere.


What is the cost of renters insurance for the average apartment?

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Where to get info on affordable renters insurance?

Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.


Why is it important to have rental insurance for an apartment?

Rental insurance protects all of your belongings in your apartment in the event of a fire or other mishap. You should only buy insurance on things you can't afford to replace, so if you can afford to buy all new stuff - clothes, furniture, you get the idea, then you don't need renters insurance.


What are some companies, in New York, that offer renters insurance?

If you Goggle renters insurance it will give you a wide variety of options. The insurance will depend on how much your apartment contents are worth. For instance, if you have new high end leather furniture and a good wood bedroom set, you would want content insurance in the event that another tenant has a cooking mishap.


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If you rent an apartment should you get home owners insurance?

If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.


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What is the average cost of renters insurance in tampa fl?

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I just got my first apartment, and I was told I should get renters insurance. What does renters insurance cover?

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