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If a credit card company sends you a summons will it go on your credit report right away or does it mean they are bluffing? |
Answer
A creditor does not issue a summons. A summons is issued by the court of jurisdiction when some form of legal action has commenced. A summons will not be placed on a CR. However, if a judgment is awarded in a lawsuit, that will be entered into the public records section of the CR and will remain seven years or perhaps longer. In regards to the "bluffing", if the person has received a summons from the court via regular mail, courier service, a process server or a sheriff; you can be certain it is indeed real and should be responded to within the time limit noted.
First answer by Macky. Last edit by Macky. Contributor trust: 3078 [recommend contributor]. Question popularity: 51 [recommend question]
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