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If a driver hits a pedestrian and does not have adequate car insurance but does have adequate homeowner's insurance will it cover the accident?
Wiki User
∙ 8y ago
No. They are two totally different types of insurance.
Wiki User
∙ 8y ago
Wiki User
∙ 8y agoNo,, Homeowners insurance does not cover automobiles nor auto accidents. That's what Auto Insurance is for.
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What happens when a pedestrian is hit by someone who does not have adequate insurance?
AnswerThe victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly.
If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
What is adequate insurance?
Adequate insurance depends on your specific situation; the Needs Calculator will help you determine the adequate amount for your specific needs.
What is meant by insurance and types of insurance?
Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage) involved in the accident. For More
Who writes homeowners insurance for people with poor credit?
There are many fine companies that can provide you with a homeowners insurance policy even if you have poor credit, You may not qualify for All Risk coverage or the Cadillac plans but you can still find adequate coverage. Just do a search on your your favorite Internet search engine, or call a local agent and ask about basic, or level 1 coverage if price is an issue. You may also want to consider contacting an independent agent or an insurance broker that has access to surplus lines insurance markets.
As the registered owner of a vehicle with insurance what happens if your son is involved in an accident with your vehicle if he lives with his mother and is listed on her policy?
I am an Insurance Broker - dependant upon where you live, your son's accident will be covered, either by your policy (considering you have adequate coverage, or his mother's, considering her coverage) Here in Canada, no-fault allows our own insurer to cover the vehicle, no matter the driver.
How do you close or bridge Life insurance protection gap?
By buying adequate insurance protection.
Is homeowners insurance mandatory in New York State?
Mandated by Law, No, not in any U.S. stateMandated by your mortgage contract on penalty of default and foreclosure, Yes. All mortgage companies require that the buyer maintain adequate coverage until such time as the note is paid off.
What does adequate insurance mean?
The term "adequate insurance" refers to having sufficient insurance coverage with an authorized insurer to provide you with enough protection for the financial losses that you could reasonably incur. This includes damage or destruction to property that you own or lease, or damage sustained by other parties as a result of your own negligence. The amount of coverage that translates into "adequate insurance" depends upon the interest(s) that you wish to protect.
Do we need special accident or health insurance riders to cover our sons attending summer football camps?
Yes, you need special accident or health insurance riders to cover your sons attending summer football camps. You can get more information at www.nymetroparents.com/newarticle.cfm?colid=8463 These days most organized school sports activities will require insurance before the student will be able to attend. Sometimes the family policy will be adequate but some schools will make it available for an extra fee.
What type of coverage is included in the lowest priced auto insurance plans?
The lowest priced auto insurance plans will be third-party only insurance. This means that if you have an accident that is your fault, your insurance company will cover the damage caused to the other person, but will not pay for you to have your car fixed. Very low priced insurance will most likely be low for a reason, so make sure that you check it all out properly and make sure it is adequate cover for your needs.
What does fgood insurance mean?
From individual point of view, good insurance means adequate coverage of insurance. From Company point of view, it denotes good performance of an insurance company.
