answersLogoWhite

0


Best Answer

If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.

User Avatar

Wiki User

18y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: If a garbage truck hit your parked car do you go through insurance or go to the town hall and what insurance will cover that?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Your parked car was hit will the at fault drivers insurance cover damages?

If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.


Will your insurance cover the fact that your car was not parked in your garage?

You need to explain what happened first. What should the insurance company be covering? Many people do not have garages.


Does landlord insurance cover car damages on property?

No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.


Does homeowner insurance cover other people cars that get vandalized in your driveway?

NO, Homeowners Insurance covers Homes. Auto Insurance covers cars. Home insurance polices do not provide coverage for personal auto regardless of who owns them or where they are parked.


If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?

No. Homeowners policy specifically exclude automobiles. //


My tires were slashed while i was at work-my car parked on company property-does the company cover this-my car insurance doesn't?

mah dik big


Your car was parked and hit by someone their insurance will cover it will your insurance go up?

No because they will only give you 25%, not even enough to buy a new hood! my car was parked and hit from behind and severly damaged the right quarter panel and more should i be worried about after effects from this backend damage


What happens if i rent a car without insurance and it gets damaged while it's parked?

You are responsible for the damages..that is why they ask do you want to purchase their insurance or if your car insurance will cover the rental...And once you sign the papers you have agreed to the terms and conditions..


What does AARP insurance cover?

AARP insurance covers everything from life insurance to car insurance. You an also get plans for medical insurance through them.


Does State Farm Auto Insurance cover flood damage?

Yes it does, through their comprehensive insurance coverage.


Who will be responsible if your parked car hit by a stolen car and you only have liability insurance?

It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.


Does your insurance premium go up because someone hit your parked car with a pedal bike?

Rather than turn in a claim to your auto insurance, why not just go after the owner of the bicycle? Let their homeowners insurance cover the loss then you don't even have to worry about your auto insurance rates.