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If a stepdaughter elects to postpone surgery until after she emancipates will the condition be pre-existing and will your husband still be liable for the expenses if her and her mother wait?
Wiki User
∙ 11y ago
if the daughter isn't his then he won't have to pay medical expenses. if he has her on his insurance take her off. bilogical father is responsible for part of the medical and real mother. if she get emancipated she is on her own for any medical procedures. if mother is married and doesn't work, she is responsible with bilogical father on getting daughter help. if daughter turns 18 or even moves out and is acting as a legal adult, the daughter will be billed for the surgery. if she moves out take her off the insurance.if she is working and the company offers insurance for her job, let that cover the surgery.
Wiki User
∙ 11y ago
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Would abnormal pap smear be a preexisting condition?
Check the definition in YOUR policy. West's Ann.Cal.Ins.Code ? 10700 q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. The important thing is to list it on the application, if and where asked -
Can you be denied health insurance due to preexisting medical conditions if your job status becomes permanent and qualify for health insurance?
Usually you won't be denied coverage outright, but expect your coverage to have limitations that will prevent you from making claims directly related to your preexisting condition. If your coverage includes life insurance, expect similar limitations.For example, if you have a heart problem, they probably will not cover any medical expenses from a surgery, but if you dropped a heavy box on your foot at work, they would cover expenses for a broken toe. Or with life insurance, they probably wouldn't pay out if you died of a heart attack (if you have existing heart condition) but if you were hit and killed by a vehicle at work (God forbid), you would have coverage.Ultimately the decision to cover you, or not, is the insurance provider's to make.
Is high blood pressure that is controlled by medication considered a pre-existing condition?
== == Yes. Check the policy definition. Here's the def. for Small Groups in CA (q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. 10708. (a) Preexisting condition provisions of health benefit plans shall not exclude coverage for a period beyond six months following the individual's effective date of coverage and may only relate to conditions for which medical advice, diagnosis, care, or treatment, including the use of prescription medications, was recommended by or received from a licensed health practitioner during the six months immediately preceding the effective date of coverage. (c) In determining whether a preexisting condition provision or a waiting period applies to any person, a plan shall credit the time the person was covered under creditable coverage,
If pre-existing is covered does chronic conditions also covered?
As long as the policy you have covers the condition or medical services you are receiving, yes it will cover these expenses. You best bet is to call your insurance company before hand and clear the expenses with them first then they can answer this for you and tell you of any stipulations such as generic medications required.
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If the car is in a good condition, it's a bad car. You have to be ready for some maintenance expenses though.
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fixed expenses and variable expenses
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