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Q: If an accident with a driver in an insured rental car rented by employer and driver is at fault who is financially liable?
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If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible


Is an uninsured driver financially responsible for accident damages in an insured car?

Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person most directly responsible for causing the accident and you are financially liable. If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car. If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident. We should never borrow or loan out a vehicle without first verifying the driver will be covered under the policy.


What is the responsibility of a non-insured driver when involved in an automotive collision?

A non insured driver may be held liable for the accident. Insurance is a requirement in the majority of states.


How can you find out if a driver is insured?

There is no way to tell other then verifying his coverage after an accident.


Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?

The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?

Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.


You are insured as a second driver if you have an accident will you be covered?

As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?

If the driver with the suspended license caused the accident then he/she is responsible.