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If an employee dies will the insurance refund the unused part of the premium?
Wiki User
∙ 10y ago
Depends on how often the premium was paid....
For more info. see www.steveshorr.com
Generally speaking, if the premium was paid on a monthly (or more frequent) basis, the answer is NO. If less frequently (i.e. quarterly, bi-annually, or annually), then most will refund the prorated amount, rounded to some reasonable number (i.e. typically a week). The exact specifics will be found in the policy itself.
Wiki User
∙ 10y ago
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No. There isn't any, because you have to pay for an account of Premium.
What would be the implications of a credit in your bank account?
An overcharge returned to you, possibly. Return of unused premium on insurance, etc. The implications should be clear in the explanation line; if not, you would best be served by asking the bank.
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