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Above answer is probably wrong. If the other vehicle has liability insurance, which is required in most states, and is determined to be At Fault, that person's insurance will cover the repairs or replacement of your vehicle.
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If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.
If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
Do you have to have insurance on a repossessed vehicle?
No. It's insured by the repossesor. Matter of fact if he wrecks it he has to pay.
Who pays loan if a friend wrecks an uninsured vehicle ATV?
who ever's name is on the note. you may have to take them to small claims court.
If a non insured driver wrecks a car trying to miss a deer on the highway and dies and the car belongs to insured person with full coverage should the insurance pay for the funeral and expenses?
no
Who is at fault if an underage driver wrecks a car and no other car is involved in the accident?
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
Is the cosigner of a vehicle responsible for the negligent operation of the vehicle?
No. A cosigner is just responsible for paying it off if the negligent driver wrecks it and and can't work to make the payments.
If an uninsured driver wrecks an insured vehile what happens when it is consider no one's fault in the wreck?
This is often a means for the insurance company to cash in on both sides of the claim. If the uninsured driver caused the collision then they need to be charged by the police or the party who was hit needs to request charges pressed against the party at fault and this needs to go through court, in the mean while the insurance company needs to be told that they cant proceed until the trial is completed and a judgment handed out by the courts. In the case of one State or Province having one insurance company this is often done to settle claims faster and double end the cost to two drivers or two insured parties. There is no such thing as a no fault motor vehicle incident, someone is always at fault and the police should be involved so that no one gets hosed by the insurance company. Dont settle call a lawyer
What will happen if an uninsured licensed driver wrecks your car on public property and you have insurance?
If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.
If an underage driver with a permit wrecks another person's car whose insurance is responsible?
If the permitted driver was issued a violation then they are clearly at fault. The insurer of the vehicle he is driving has the primary liability, no fault states have special rules for the recovery of damages. If there is no insurance then the title holder of the vehicle the premitted driver was driving is liable, they may be able to recover from the minors parents.
If someone who has auto liability insurance borrows your car and wrecks it, would your vehicle loss be covered?
Generally speaking, the personal auto liability coverage follows the car, not the driver. The driver had your permission which in legal terms, means you agree and accept there may be consequences.
