If are paying off your parent's credit card debt since his death is the credit card company responsible for taking off all finance charges back to the time of death?

Answer

Why is the debt being paid? Was the deceased the only account holder? These things are very important, because ONLY the account holder is responsible for credit card debt. There are a few exceptions, but generally even they can be voided via the appeals process. Therefore, the interest charges are only valid if the debt is actually valid. The party involved might wish to consult an attorney concerning this issue. If the debt was part of the probated estate it should have been paid through the court.

An authorized user is NOT responsible for credit card debt of a deceased person. The exception would be if the person continued to use the card after the account holder's death, in which case they could be held liable for those charges only.

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First answer by Macky. Last edit by Dmcmurrin. Contributor trust: 0 [recommend contributor]. Question popularity: 27 [recommend question]

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