If you are on SSDI which is federal disability then NO. They must go to Federal court after receiving a judgment in order to have a Federal judge garnish your SSDI checks.
If the debt relates to tax arrearage and/or child support then yes, SSD benefits can be garnished via a court order. SSD cannot be garnished for creditor debt.
A debt is a debt. The credit card collectors can take you to court and get a judgment on you to pay what is due. They can have your wages garnished. This is the channels they will take first. If they do not get satisfied through garnishments they can go after your property. But this is rare.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
before wages are attached the creditor must first be awarded a judgment then file a writ with the court to have your salary garnished but they must know where you work or know what bank you bank at
Not by a judgment creditor. They are subject to garnishment for child support, federal tax arrearages and in some cases spousal maintenance (alimony).
Thay can get a court judgment against you and they can attach a lien to your home if you own a home.
SSD and other Social Security benefits are exempt by federal law from garnishment by judgment creditors. The exception is IRS garnishment for tax arrearages and court ordered child support. Private disability benefits such as WIC are generally exempt as well, but state laws determine if they are exempted in total or percentage. Social Security benefits can and are garnished for past due child support. SSI cannot be garnished.
No.
Yes, your disability check can be garnished. The reasons can be child support and taxes even across state lines. This happened to me. Yes I am speaking from experience not some law book or hear say. You have no protected income.
knowing the lawpeoples wages mostly get garnished from law suites and judgments from the court systems
Garnishments can only be issued on debts which have been taken to court and a judgment has been issued. A person can be sued and taken to court for a credit card debt.
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.