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If ins docs define pre-existing condition as one for which you received treatment in 12 mos before effective date can a pregnancy for which you received first treatment after eff date be excluded?
Wiki User
∙ 17y ago
You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. Usually future pregnancies will not be an issue unless your Dr. has told you that you should not get pregnant again. If you are buying this thru work with a company like Colonial, AFLAC and the like, they are a lot more lenient on underwriting. 4lifeguild ---------------- Does the policy have any limitations on maternity? On the other hand, there are laws for Health Insurance that don't allow maternity to be treated any differently than other medical conditions. This may or may not apply to disabilty insurance. For more details follow the links at www.SteveShorr.com/maternity.htm _________________ All of the documents received (plan summary and booklet) do not indicate that maternity is treated differently than any other condition for purposes of a pre-existing condition. In other words, note of them describe any limitations on maternity. Can they claim that there is such a limitation on pregnancy if none of the documents I have been provided with contain that limitation?
Wiki User
∙ 17y ago
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What conditions are treated with the Alexander technique?
.has proven an effective treatment for reducing stress.improving posture and performance. relieving chronic pain.improving psychological functioning.has been found to be as effective as beta-blocker medications in controlling stress responses.
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reeducation
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it does not involve drugs, surgery, or other invasive treatments. It is also greatly beneficial in conditions created by the mind rather than a physical condition.
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A study conducted by the writers of the HIV Alternative Therapies Report concluded that zeo3 along with most other products touted for HIV is not effective, studies have shown that in theory it works in the laboratory but not in the actual human body, see www.hivsecrets.comI am not sure if you are referring to its use for HIV here as I just realised that it is also touted as a treatment for cancer etc. as well
Coding a condition as primary when the majority of the treatment is for a preexisting condition?
illegal
Is preexisting the correct spelling?
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
Would abnormal pap smear be a preexisting condition?
Check the definition in YOUR policy. West's Ann.Cal.Ins.Code ? 10700 q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. The important thing is to list it on the application, if and where asked -
Can you get treated for chlamydia during pregnancy?
Yes. There are treatment options for pregnant women that are safe and effective.
Is high blood pressure that is controlled by medication considered a pre-existing condition?
== == Yes. Check the policy definition. Here's the def. for Small Groups in CA (q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. 10708. (a) Preexisting condition provisions of health benefit plans shall not exclude coverage for a period beyond six months following the individual's effective date of coverage and may only relate to conditions for which medical advice, diagnosis, care, or treatment, including the use of prescription medications, was recommended by or received from a licensed health practitioner during the six months immediately preceding the effective date of coverage. (c) In determining whether a preexisting condition provision or a waiting period applies to any person, a plan shall credit the time the person was covered under creditable coverage,
What the best effective pill to stop pregnancy at the early stage?
The doctor will give you a combo of Mifepristone and Misoprostol. That is the best and tested treatment.
What are effective forms of asthma treatment?
There are many effective forms, though this will depend on the underlying condition and severity. However, please seek advice from a trained medical professional.
Is implanting stints a preexisting condition if there was no heart attack?
I think most insurance companies would consider this a pre-ex. It is still a required procedure for treatment of a medical condition. What they extend the pre-ex clause to in terms of what they will or will not pay for is likely unique to the individual carrier and their guidelines.
Does treatment by a chiropractor prior to an insurance start date determine a preexisting condition and how can an insurance company find out about chiropractic treatment prior to being insured?
The Insurance Company generally finds out by what you tell them on the application. If you don't tell them, they probably have the right to deny coverage and rescind the application. check what YOUR policy says
What is the most effective treatment for mesothelioma cancer?
Adjuvant chemotherapy is an effective treatment for mesothelioma cancer.
What is treatment of a condition without surgically opening the patient?
Medical treatment is treatment of a condition without surgery.
We have not been to a doctor so is it a preexisting condition if we think my wife is pregnant?
Generally yes. Most policies define pre-existing conditions not only as things you sought treatment for but also things that a normal and prudent person would seek treatment for. If youthink she is already pregnant that would qualify under the second definition.
