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If someone falls on your property do you have an obligation to notify your insurance company or can you wait to see if the person sues?
Wiki User
∙ 12y ago
You have an obligation to read your policy and follow it. It is an agreement you made with the insurance company.If you delay too long, the policy may say taht a claim is not covered if not reported within a certain amount of time, so if you wait, and get sued, the isnurance company may not have to defend you or pay for the loss.
Wiki User
∙ 12y ago
Wiki User
∙ 8y agoOnly if you feel you are liable for the injury would you have an obligation to report it to your insurance company. A property owner is not automatically liable for any and all injuries that occur on the property.
In order to be held liable you would have to have been the cause of the accidental injury through action or negligence.
For example, Grandma is elderly, she falls a lot, she falls at home, she falls away from home, she falls on sidewalks and she fell in the grocery store and now she fell at your house. She didn't trip over anything you negligently left out and you didn't push her down. You are not liable for an injury from her fall so there is no need to notify your insurer.
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Where can someone find information about Hartford automobile insurance?
The Hartford Company offers a variety of insurance products including auto and property insurance. One can learn about Hartford insurance at the company's official website.
If your car is hit and you have no insurance is the other person liable for damages?
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?
Yes you May all you have to do is get intouch with your insurance agent or Company.
Who is liable if you borrow someone?
Liability always rests with the at fault party. The insurance company covers the property not the person.
What happens if someone sues you because they fell on your property?
Contact your homeowner's insurance company immediately and notify them of your situation.
Can you find out if someone collected on a life insurance policy not knowing the insurance co name etc?
No, and even if you did know the name of the insurance company, it is under no obligation to tell you who the beneficiaries are. I need to know if Mt stepsister fradulently collected on insurances on mother and stepfather
Will liability insurance pay off your vehicle if it is totaled?
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
What are your options if your private property was damaged by someone else during an auto accident?
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
Will insurance cover damage to your basketball hoop after a tree fell on it?
It depends. If it was your basketball hoop that fell on someone else's car, yes. The insurance company should cover damages to someone else's vehicle while it was on your property if an "act of God" caused damage. If it's your vehicle on your property or even if you're renting the property, sorry. you're out of luck.
When someone hires a company for an estate auction, is the company responsible for security of the property?
Yes, it is customary for the auction company to be responsible for the security of the property. Additionally, many auction houses have insurance for this specific purpose. In most cases the auction company will secure the property to avoid any problems. Read your contract carefully this is not always the case.
What is the title insurance?
Title insurance is protection that ensures that you are the proper owner of the property and that if someone comes forward with a valid claim to a portion of your property, the title insurance company may have to pay that person the value of the claim. In buying real estate you have to make sure that the seller truly owns the property in full with no defects in title. The title insurance company reviews the land records to make sure of this. If the company states that the owner is the full owner, it backs its opinion with title insurance. Some title defects might not be covered though, but the lawyer helping the buyer will make sure that it is safe to buy the property.
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
