No, the state does not notify insurance companies each time a person gets a ticket. It is up to the insurance companies to periodically get a persons driving record. Surprising to most people insurance companies don't do this all to often. It's expensive so they usually only get your record if you give them a reason to such as file a collision claim.
the persons who car you were driving
no
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
Although it depends on your insurance, the driver is covered if driving with your permission.
Yes. The guy who hit your car pays or his insurance covers it.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Only if the other persons insurance covers anybody who drives the car.
The cheapest insurance in Kansas for someone with a bad driving record can be found at www.progressive.com and you can also compare rates with other car insurance companies
What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?