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If someone is injured while working on someone else's rental home using that person's tools and the owner of the tools is covered only by liability insurance what are the injured person's options?
Wiki User
∙ 11y ago
You will need to call your local Workers Compensation Commission and find out if there is anything you can do. In South Carolina you would have to be employed by this person and drawing a paycheck with taxes being taken out to beable to file any kind of WC claim.
Wiki User
∙ 11y ago
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What are your options as far as professional indemnity?
It depends on the type of insurance you are looking into as well as your profession some examples are:general liability business insurance and contractor liability insurance, among many others.
Where can a business owner purchase business liability?
A Business Owner can purchase Business Liability online at the website of Hiscox. You can go to their website and also get an online quote. You can also purchase Business Liability Insurance online at Geico. They have four Business Insurance options including Professional Liability Insurance.
What is a description of the options available with auto insurance?
Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)
Full coverage auto insurance?
"Full coverage" doesn't actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say full coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.
What is covered under RBC insurance?
RBC Insurance offers both Personal and Business Insurance. Options for Personal coverage are Home & Property, Auto, Life, Health and Travel Insurance. Options for Business coverage are Life, Health (Disability), Dental, and Credit Insurance.
If you get injured in an accident that is your fault and have only minimum insurance what expenses are covered by your insurance?
It's best to discuss your coverage with you Insurance agent. Your agent can review your policy with you for available coverage and can help you choose additional coverage options to meet your exposures.Minimum liability Auto Insurance, Generally only pays for the damage and injuries you cause to others in a covered accident for which you are liable if you declined PIP and did not pick up any medical coverage.Not all states require that you pick up medical coverage on an auto liability policy while many U.S. jurisdictions do mandate it be added to your policy along with the appropriate premium charge.Happy MotoringAnswerIt depends upon state requirements and the genre of insurance to which you refer. For purposes of this discussion, I will presume that you are referring to auto insurance, as that is the type with which most people are probably most familiar.Most all states require coverage that pays a percentage of medical expenses and lost wages if one is injured in a collision. Sometimes called "personal injury protection", benefits are paid to the insured irrespective of fault. That is, the insurance is "first party" meaning that one maintains it on oneself and it often extends to all members of the household.Sometimes, this insurance is subject to a deductible, meaning that payment of benefits is not triggered until the expenses otherwise covered (medical expenses and lost wages) exceed a stated amount.
I'm opening a hair and nail salon in Brooklyn, NY. How much would general liability insurance cost a year ?
You will probably purchase all your insurance from one agent, who can guide you through the process and make sure that you are sufficiently covered. The cost of liability depends on a number of considerations, including the services you offer, number of employees, location, floor plan, licenses, etc. Sit down with your agent and discuss all the options.
Is quick car insurance a good insurance?
Not necessarily. You will have your car covered at that particular moment and enable you to legally drive, but when you have an accident you may regret not reviewing other options.
What type of insurance should one purchase when visiting other countries?
When visiting other countries, a type of insurance that one would need is travel insurance. In today's world, the proliferation of travel insurance options has never been brighter. One will be grateful when one is in the deep thicket of foreign, misty forests of Vietnam, that his or her health expenses will be covered and provided for. It's a major reassurance of financial liability and safety for every international traveler.
How does one decide on a car insurance plan?
A car insurance plan is decided on after taking careful consideration, and getting quotes. There are many liability options available, and there are credits one can get for a safe driving record.
What are the different types of car insurance in California?
In California you are required to liability insurance which basically covers harm to people and property. You also have several options of self-insuring which involves securing a deposit of $35,000. Other than that, you have extra options like comprehensive insurance to cover things like theft or hail damage.
What is the average car insurance rate for liability only insurance in Arkansas?
If you're going with the lowest possible options, than it should be fairly cheap. Usually somewhere between 40 to 60 dollars a month.
