If taking medication following a heart attack would this be classed as a premedical condition when applying for travel Insurance?

Choosing the right travel insurance policy - CNN.com

At least that's the assessment of travel insurance expert Zain Jeewanjee, chief executive of g1g.com, an aggregator of travel insurance products based in ...
www.cnn.com/2008/TRAVEL/traveltips/01/22/travel.insurance/

Premedical condition

Yes, unfortunately it is. From my experience of trying to get insurance following a heart attack, they are particularly interested in whether you have your angina under control and how many different medications you are taking. If you had a heart attack recently (ie within the last year), go the BHF website for a list of insurers who will cover you. But you must always be completely honest with insurance - if in doubt, ask them. You do not want to be stuck in a strange country with no way of paying your bills!!

Pre-existing medical condition

In the USA it depends. Most companies will not consider it a pre-existing condition if you are taking a prescribed medication for a controlled conditions and the if the medication and condition have remained stable during the 180 days prior to your travel insurance policy effective date. Also many policies allow you to waive the pre-existing conditions exclusion if you purchase the insurance within 10 to 21 days(depends on the company) of your first trip payment date. http://www.quotewright.com is a good site to find out more information about different plans and how they handle pre-existing medical conditions.

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