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If temporary self-obtained insurance coverage ends a few weeks before employer coverage begins at a new job will there be any problems with the new policy?
Wiki User
∙ 17y ago
The answer depends on a few factors. If the self-obtained insurance is a HIPAA compliant plan (Creditable Coverage) and the gap between the two plans is less than 63 days, you should be able to avoid any pre-existing conditions caluses in the new employer's coverage. (As long as you had it longer than the pre-x period - 6 months?) If it is beyond 63 days or the self-obtained plan is not HIPAA compliant, expect to be subject to the pre-existing clause(s). I think that will be your primary exposure. 30 page explanation from Dept. of Labor on HIPAA Portability http://www.dol.gov/ebsa/pdf/consumerhipaa.pdf
Wiki User
∙ 17y ago
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Can you drop your health insurance coverage at anytime from your employer?
Can you drop your health insurance coverage at anytime from your employer?Read more: Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer
Can you drop you health insurance coverage at anytime from your employer?
Can you drop your health insurance coverage at anytime from your employer?Read more: Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
Is it good to get short term insurance through your employer?
Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it.
Can employer require full coverage auto insurance?
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What term refers to the amount you or your employer pays in exchange for insurance coverage?
The premium is the dollar amount paid in exchange for insurance coverage.
Can an employer in NY deny coverage for a spouse is the spouse's employer offers health insurance?
ofcourse!
Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.?
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If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
Can you receive financial compensation from your employer if you do not take your employer's health insurance?
Yes. A company may offer a credit if you decline insurance as long as you have other coverage. If you dont have other coverage you can't opt out of insurance if offered by your company
Can an employer deny coverage to spouse who has lost health insurance?
Assuming the employer offers coverage to spouses, then the employer would not have the right to turn a spouse away. The spouse's loss of coverage is a "qualifying event" and the employer's insurer would allow the spouse to join.
