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The insurance company will usually retain the vehicle. You may be able to purchase it from them, call and ask.

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Q: If the insurance totals my car can i keep my car?
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Teen in ca totals mother's car mom has no insurance on minor but on the car will the car get repaired by the insurance company?

Only if the insurance company believes it was your mom driving at the time.


Can you get liability insurance on your car if the insurance company totals it?

Normally yes. Some companies may require proof that you have repaired the car and it is road-worthy.


Is your insurance affected or the other person receiing a DUI and totals your car in Florida?

Not in Canada.


If the insurance company totals your car do you have to accept it or do you have an option to have it fixed?

In most cases, you can get it fixed yourself. When the insurance company totals out a car, that is all they themselves are willing to pay. If you want to pay to have it fixed yourself, most won't care, but your rates may still change depending on the circumstances of the accident.


Whose insurance pays when a 16 year old totals a friend's car if she had permission and the friend was with her but neither had serious injuries?

insurance stays with the car......if collision coverage on the vehicle it would pay......


If the insurance company totals your car can they take it from you?

After they give you a check for the value of the car (less your deductible), it is their car. If you want to keep it and repair it yourself, you can buy it back for the "residual value". You can negotiate this value with the adjustor. One caution: If you keep the car you may also have to pay some storage charges to the repair shop that is holding it, especially if you do not have them make the repairs.


If an insurance company totals your car can you get a new car?

Totaled means that the cost to repair it is more than what its worth...they will most likely give you something below KBB ...


Can you buy back your totaled financed car lets say my car is financed and I get into an accident that totals my car. I know the insurance will pay out the bank but can i still buy it back after?

Yes, you can usually but it back because it is then between you and the insurance company. But keep in mind your insurance company normally pays the ACV (Actual Cash Value) which may not be what you actually owe on the vehicle unless you carry Gap insurance. Gap Insurance is an additional coverage that covers the balance of the loan between the ACV and remaining Balance.


What does gap insurance in Virginia do?

It is different from regular insurance because it covers you for the difference between your car's value, and what you owe on it if you have an accident that totals the car, or the vehicle is stolen. If you are making payments on the vehicle, and you owe more than its value, your GAP insurance will cover the difference.


Is ing insurance reliable for car insurance?

Yes ing insurance is reliable for car insurance. If you ask ing they will let you know all about the insurance and keep you covered.


What do you do if you had no insurance on a financed car and it was stolen?

Keep making payments on a car you don't have and learn your lesson about not letting your insurance lapse.


After an accident that was not your fault if the other party's insurance company totals your bike do you still get to keep your bike?

most of the time, if an insurance company "totals" your equipment, it will pay it off or pay you and then sell it to a junk yard for as much as they can get for it. However, you do have the option to buy your bike at the same price the salvage yard would pay.