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If the other driver is at fault in a collision and does not have insurance can the claim be paid entirely under your uninsured driver coverage? |
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Yes - that's the point of uninsured motorist coverage. You'll be bound by the terms of your policy so review it. But generally yes, if the at-fault driver is uninsured, you can make a claim against your uninsured motorist policy. You'll have to prove the other driver had no insurance. Generally an affidavit of no insurance, or a letter from the most recent insurer stating the policy had lapsed or was in some way not in force is sufficient.
First answer by ID1268883683. Last edit by ID1268883683. Question popularity: 4 [recommend question]
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