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Most of the time just about anyone can be listed on an insurance policy as a driver regardless of who the named insureds are. My Father-law is a listed driver on one of my policies because he drives one of my vehicles and keeps it at his apartment. I still own the vehicle so I am the named insured on the policy. If your parents own the vehicle that you are driving then it should be possible to be listed as a driver on their policy. If they live in another state or they aren't the owner of the vehicle then it would be more difficult to be on a joint policy but not impossible.

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Q: If you are 27 years old and have your own apartment in Florida can your parents put you on their auto insurance Or do you have to have your own?
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