not sure about legal time line but if you report the accident immediately or even now ( if you did not) your insurance company will assist you with the information. if for no other reason than to protect themselves....and get correspondence in writing!!! Generally the statute of limitations allows an injured party 2 years to claim injury damages. Genuinely, sometimes injuries DO NOT appear immediately. This is due to the body producing adrenaline during the crash.
The injured party should seek compensation from the driver of whichever vehicle was at fault for the accident.
Probably, but the defense will argue that the passenger contributed to his injuries by not wearing the seat belt which the driver provided.
Depending on the outcome of the investigation of who was at fault, either nothing at all - OR - the school administration and the driver may become liable for a suit for damages and injuries.
Yes. If the passenger is hurt in an accident caused by the driver, the passenger is fully entitled to sue the driver. In fact even if the passenger is a spouse of the driver, the passenger can sue.
If someone in a vehicle accident is injured or killed, one or all of the drivers involved in the accident may be charged with vehicular manslaughter or felon reckless or drunken driving, depending on the circumstances. The driver charged does not necessarily have to be the one who caused the accident.
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
the driver's license would be suspended.
The insurers of the driver who was deemed to be at fault for the accident.
They would lose there license
Yes.Added; If they file a claim against the driver/owner's insurance company, yes. In the absence of insurance (or if the amount is inadequate to cover the injuries) you can file a personal suit against the owner.
No, you cannot sue your insurance company for injuries....actuallly, I take that back. You can sue anybody for anything...but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the accident was caused by an uninsured driver. This would cover your injuries in such an incident. Unfortunately, this coverage is not discussed by most insurance agents and is included as an afterthought. Be sure to check your policy and see if this is there. You should never have a lower Uninsured Motorist coverage than your Bodily Injury amount.
their license would be REVOKED.