If you are buying a car but have no auto insurance should you make arrangements for a policy before you pick up the new car?

Answer

Absolutely, positively, most definitely...yes.

In fact, if you're financing the car, it's unlikely the dealer will let you drive off without proof of insurance.

Most people who already have insurance have a 15- or 30-day grace period on their policies, so if they have full coverage and buy a new car, they can drive the new car without worrying about not being covered in an accident. That's not the case for you, however, and it's highly unlikely that the dealership would offer any coverage once you take possession of the car.

 

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