If you are charged with a DUI how does it affect your auto insurance?

DUI Affect on Auto Insurance

Here are opinions and answers from FAQ Farmers:

• You will probably lose it. But, since you will probably also lose your drivers license, you don't need it.

• It depends on the insurance company. Despite popular controversy there is no guarentee of what exactly will happen. When it's time to renew your policy, the rates may be considerably higher and in some cases could be cancelled. Some companies will still insure you as long as you provide an SR-22 certificate of financial responsibility. Others will at minimum report this to their (ins companies) network which could cause problems for you later down the line. When you get your license back, if your policy has been cancelled go to www.progressive.com as they specialize in high risk drivers. I also know a few more second chance companies.

• My insurance, with Progressive, went up $39 for a six-month period because it was my first offense and PA has a accelerated rehabilitation program.

• If you are in the State of Calfironia you will need to obtain an sr22 filing from your current insurance company.

• I am a agent with a large company, we do not cancel a policy with a first offense but we are very hard on our members. Plan on getting a second job to pay for your premium or finding a nice bicycle.

First answer by Rfor. Last edit by ID1182077042. Question popularity: 284 [recommend question]

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