You get the ticket and your friend may lose the car. Driving in an uninsured car has serious and expensive consequences.
You will receive a traffic violation. Your license can be suspended.
The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the statutory time period for your state.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.
That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.
Yes, If your are driving your friends vehicle then they are required to schedule you for coverage, otherwise you would be an uninsured driver. If you are asking can your friend add you and your vehicle then that would depend on what your friends financial interest is in your vehicle. If your friend has no insurable interest in your vehicle then it would be unlawful for them to add it to their policy. But they can certainly and are in fact required to add you to their policy if you are driving the friends owned vehicle.
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
I believe the Parents insurance go up!
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.