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If you are going to order a vehicle and will not take possession for at least six weeks do you need insurance when placing the order?
Wiki User
∙ 8y ago
No
The seller might require it, but even if you had it, you could argue that the seller's coverage would apply since you hadn't taken possession of the vehicle. Almost always, the insurance follows the car, so if one of the seller's employees had an accident in the car, your carrier might be approached. Most likely, though, your carrier would understand that the vehicle hadn't really been in your possession, or didn't technically belong to you yet, and would advise the seller to look to their own carrier.
Strange request by the seller, though, if that's indeed the case. I'd be wary...
Wiki User
∙ 8y ago
Wiki User
∙ 7y agoYou should contact your insurance company.
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Can the owner of a vehicle get insurance if they are not going to be the driver?
Yes, I recently bought me insurance and they asked if I was going to be the driver or not.
If you co-sign for an car loan and the car registration and insurance are in only your name and you make all of the payments and you have possession of the vehicle does the other person have any right to take the car?
You are confusing me. The primary borrower should have the registration, insurance, and possession of the vehicle, not the cosigner. I am currently going through a situation where I cosigned for a car for my sister. Due to her lack of making payments, I have hired an attorney to try to obtain possession of the vehicle. Both her and I are listed on the registration/title as 'or'. She has possession of the vehicle, the registration (which I obtained a copy of from the Motor Vehicle Office) and carries the insurance. My attorney tells me although I am on the title, registration, and loan, in oder to 'take' the car I have to go to court and have the judge issue a Writ of Possession. This being the case, depending on your state laws (I am in Florida), the other person would likely have to go to court to get the Writ of Possession to take the vehicle from you. I have learned the hard way (I am quite jaded because of this experience) the person who has the car in their possession has most of the rights - regardless of who is making the payments. Hope this helps. DON'T EVER CO-SIGN FOR A CAR FOR ANYBODY NO MATTER WHAT!!! PLEASE LEARN FROM MY MISTAKES!!!
Who is responsible for parking ticket caused by repossession of vehicle?
Well, technically, whoever was in actual physical possession of the vehicle at the time the ticket was issued. However, as the registrant of the vehicle, it's going to be assumed to be on you, and you'll have the burden of proof to show that you weren't in possession of the vehicle at the time the ticket was issued.
When you buy a new car does the dealership have to turn in that information to your insurance company?
No, but unless you are paying cash for the vehicle the lender is going to want insurance coverage on the vehicle until it is paid for in case something happens to it. Therefore, the lender is going to want a policy number insuring their vehicle is covered.
What types of vehicles qualify for a commercial vehicle loan?
Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.
How do i insure a U.S vehicle without a U.S address?
The question is: where is the insurance company going to send you the bill?
What can be done with a totaled vehicle under lien and only liability insurance?
If the accident is your fault, your insurance company is not going to pay out anything. If it is the other person's fault, the other insurance company will be liable.
If you just bought a new second car and haven't put insurance on it yet and it hails will insurance cover it anyway and if not why do the dealership need to see proof of insurance?
Auto insurance typically takes effect upon purchase of a vehicle and will include a time & date - you need to have that vehicle insured before it hails. Note that liability insurance doesn't cover hail damage. If you're replacing a vehicle and transferring tags & call your insurance company within the hour of buying the auto, you may be covered. The dealer/seller assumes all liability until insurance coverage is obtained, not necessarily when the vehicle is actually sold. So....the seller is going to want to see that proof of insurance. That should be done concurrently with that sale. E.g., when you test drive a vehicle the vehicle is covered by the dealer's policy(s) and sometimes your own, current liability insurance on a vehicle you own. This all depends on how much risk you are on the road in any vehicle and who currently insures your 1st vehicle. If you don't provide proof of insurance and finance a new vehicle, the lien holder also has an vested interest and wants to be recoup any possible loss. They'll want that proof of full coverage insurance before you get behind the wheel as a new owner. Additionally, if the dealer either arranges financing or they are a finance agent, they're obligated to assure the vehicle is fully insured for their protection of investment before you take possession.
Who is covered under your insurance policy Will your insurance cover your niece to drive your car?
Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.
Can you be listed as a driver on a vehicle while going bankrupt?
being listed as a driver on a vehicle has to do with your insurance and not the company selling the vehicle. if the insurance runs your credit report before they make a final quotation for coverage, then they could possibly deny you as being an insurable driver on a certain vehicle. it probably won't happen but could depending on what state you live in.
Is cheap car insurance always better than expensive car insurance?
Naturally, with cheaper insurance, you're going to get less coverage. Most bare-minimum plans don't cover vehicle theft, for instance.
Parked car in neutral hits person who is responsible?
If traffic violation charges were to be placed they would either be against the last operator of the vehicle (if they can be determined), or the owner of the vehicle. After all - the vehicle didn't park ITSELF in neutral, did it? Either way it is definitely going to be the vehicle owner's insurance that is going to have to pay for any injury.
