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If you are hit by a unlicensed driver on a permit driving another person's car that had liability insurance can you sue the owner or the insurance company for your injuries?
Wiki User
∙ 8y ago
Yes, without a doubt. The owner bares the true responsibility.
Wiki User
∙ 8y ago
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If an unlicensed driver does not have permission to use your car and gets in an accident does your liability cover damages to another vehicles?
In the UK the insurance company would not accept liability except under exceptional circumstances
What is the advantage to having liability insurance on older vehicles?
It does not matter how old your vehicles is. Liability insurance is for your protection and I believe mandatory. If you are at fault that is where your insurance company will pay for the damages and injuries you caused to another person or vehicle. J
Does liability coverage cover injuries to another person?
It should.
What happens if another car hits you and you hit the car in front of you but your insurance lapsed?
If the other car pushed you into the front car then it won't matter. Now depending on what state you are in, injuries may not be covered since some states require valid liability insurance on your part for ANY insurance company to pay for injuries.
Is insurance a liability?
No, Insurance is a means of contractually transferring risk including the risk of liability to another entity, namely the Insurance Company issuing the policy.
Does Illinois homeowners insurance cover medical costs for injuries to another person caused by the insured in an accident in the state of Wisconsin?
The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.
Is there Liability for hitting skateboarder?
Yes, liability pays for damage you cause to other people, regardless if those people are pedestrians or passengers in another vehicle. If the skateboarder has car insurance then there is also a good chance that the skater carries a coverage on his own insurance called medical payments. This is coverage on your car insurance that can be used for your own injuries as a pedestrian.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
What does third party liability for pet insurance mean?
Third party liability for pet insurance refers to pet liability insurance, which is completely different than traditional pet health insurance. Pet liability insurance covers claims for dog bites and other injuries related to your pet attacking or hurting another person or animal. It will pay legal fees and medical bills. Pet health insurance on the other hand pays for medical bills if your dog or cat gets sick or injured. It's important to understand that these products are completely different and sold by different companies.
What is third party only Insurance cover on a vehicle?
Third party insurance, is also called liability insurance. This type of insurance does not cover you per say, but it covers others. When you are involved in an auto accident for which you are at fault, your liability or third party insurance will cover injuries and damages you cause to others, up to your liability limit. For example if you run a stop sign and hit another car, your third party insurance would cover the injuries, medical expenses, and property damage of the car you hit. You have a limit of third party insurance which is outlined by your policy and determines how much you pay for insurance. Each state and province has their own laws, but most require that you have a minimum amount of liability insurance. This is to protect all drivers because if the damages of an accident exceed your liability amount, you will be required to pay the difference, which can end up being several thousand dollars. Therefore it is recommended that you increase your third party liability above the state minimums. If you want your vehicle covered, you need to get comprehensive or collision coverage.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
