If you are refinancing and your spouse is the only one on the loan but you are on the title will that be a problem since you are in a chapter 13 and your spouse is not?

Answer

Yes

You can not refinance without a court order if the bankruptcy is still open on you.You own the house with your wife and all Your meaning just you assets are frozen untill the bankruptcy closes and part of your assets are your part ownership in the house.

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Who you'am you?  You'am in the process of doing refinance your spouse is the only one on the loan but you'am on title do you think that will be a problem since you'am in a chapter 13 and your spouse is not?  How long after adding a spouse to the title or deed can they refinance the property?