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If you are self employed and have insurance for yourself but not for your workers how do you protect them? |
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Call your insurance company and let them know you are a business owner, ask if they can give you a group rate and you can pay for your employees insurance yourself and/or ask them if they would like to sign up under your group rate and pay their own premiums each month. If you are worried about being legally required to provide insurance depending on your industry and number of employees you could try having the employees become "sub contractors" meaning they are not your employees, they would be owning their own business and just be doing work for you. That way they would be responsible for their buying their own insurance and they would still qualify to sign up for a group rate if you get one from your current insurance providor.
First answer by ID1195147702. Last edit by ID1195147702. Question popularity: 15 [recommend question]
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