If you bought a used car and want to return it and buy a cheaper one will it ruin your credit?

What makes you think you can just return it. You can't. You bought it, you own it. Now if you are talking about doing a voluntary repossession, of course it will ruin your credit for 7 years. A repossession is a repossession, voluntary or not.

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First answer by Clay. Last edit by Clay. Contributor trust: 3177 [recommend contributor]. Question popularity: 17 [recommend question]

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You bought a used car and paying a lot of money you wanted to return the car to the dealer and buy a cheaper one; Will it ruin your credit?