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If you change insurance can the new company find out if any claim were made against you from the previous company?

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I have 2 claims for other companies and that hasn't affect me with the othe insurances. I don't think they can find out.

Insurance Fraud

If the application asks about previous claims and you do not list them, your insurance will be cancelled if (when) they find out about them. I would be surprised if they did not. When I was shopping for new insurance, the agent pulled up my DMV records on his computer and I'm sure the claims information is available somewhere, too.

If there was a police report but no claims of any sort, will they find out and will they increase my preiums just becase of the police report?

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First answer by Onstar. Last edit by Onstar. Contributor trust: 38 [recommend contributor]. Question popularity: 20 [recommend question]

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