I don't know of any provision for your deductible or coinsurance to be taken over if YOU change jobs. They must though give you credit against a pre-exisitng condition clause If an employer though switches from one Insurance carrier to another, then most will give credit I have had an insurance company credit the paid deductible for the individual when they switched jobs. The specific circumstance was an individual who was with the same carrier at the old job and had a choice of carriers at the new job. It is likely that they only do this for people who were already with them that have an option to go with another carrier in order to keep them as a client.
Not necessarily. It depends on the "Plan Year". For example, if your plan has a calendar year of January 1 through December 31, and by September 15 you have met your deductible, the new insurance carrier would have to issue a Deductible Credit Transfer because you have already met the deductible for the plan year. However, if the new plan has a plan year that runs from September 1, through August 31, then by September 15, your plan has already started to run and the deductible after September 1 only is the amount you can apply. YES
balance transfer fee - credit card non-sufficient funds fee - checking account deductible - health insurance mortgage payment - home loan
If your vehicle it considered a total loss, your Total Settlement Value will include Taxes, Transfer Fees, Deductible and your Loan/Lien. *This is with State Farm Insurance, I am not sure about other companies.
Direct Line Holiday Insurance offers reimbursement of lost or stolen goods, money for health expenses, emergency cash transfer, and Direct Line Holiday Insurance will even pay for a cancelled or unexpectedly cut short trip.
Insurance of any sort, including health insurance, is a means of transferring the financial risk of an adverse occurrence, from the insured to an insurance company. By that definition, health insurance is necessary if one wishes to effect the transfer of financial liability for certain medical, hospital and arguably, prescription expenses from (an) individual/family to an insurer. All of that said, health insurance is not a necessary in the sense that food or water is. One can make a conscious choice to be uninsured and to be individually responsible for one's own medical expenses.
to transfer risk from the owner to the insurance company
Not sure but i think can't transfer real estate title insurance to buyer
You can apply for Car insurance with a new company, But you can't transfer your existing policy to another company
insurance
Some auto insurance policies transfer to rental cars, and some do not. You need to ask your insurance agent about the details of your insurance policy, and the specifics of coverage while you are driving a rental car.
The transfer is instant.
no