Your policy will have wording like, 'you must promptyly report ALL claims/accidents' it's a good idea to let your company know in case something goes wrong with the claim, comparative negligence assessed against you etc.
An Insurance Claim is an act wherein, a person who is insured or a person who is the next of kin to the insured contacts the insurance company to get some money due them. For ex: 1. In case you had a...
Sure if you want too.. An insurer is required to compensate you financially for your loss. It's up to you whether you want to repair your property or pocket the money.