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Q: If you co-sign for a vehicle should you have liability insurance as well?
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What if someone hits you and its not his car and there are no insurance on the vehicle?

His liability insurance on his car should transfer to the vehicle that he is driving.


Does liability insurance get you money for a car if your car is totaled?

The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.


If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


If your tree falls on someone elses vehicle will your home insurance cover it?

You home owners liability insurance should cover it.


Can you sign a waiver stating that your auto insurance will be responsible for you while you are a passenger in a company vehicle and do you need the permission of your insurance company to do that?

If you have liability insurance your insurance should cover you while driving another vehicle with permission of the owner. The problem with a company truck is the limit of liability you might have to have.


Do you have to have insurance full coverage if you are not driving a car that you are still paying on?

Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!


If you cosign on an auto loan is it required that you be named on the owners auto insurance just because you are on the title?

No if you consign you should be listed as the additional insured but you dont need to be on the policy provided of course that you are not driving the vehicle and are not a resident of the household where the vehicle is kept.


You are starting a residential cleaning business Should you get general liability insurance or professional liability insurance?

You need a commercial general liability policy.


Your truck was totaled and the person that hit you does not have enough insurance what should you do?

Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.


Should volunteer sports coaches get general liability insurance?

No, because they are volunteering to do it. If they got liability insurance for it, then they should just get paid for doing it.


If you only have liability insurance and someone hits your car and leaves should your insurance cover the damages done to your car?

No. Physical Damage coverage to your own vehicle would be covered in this instance if you purchased the coverage, but liability only would not repair the damages.


Can a co-signer be charged with vehicular manslaughter if he was not driving the car?

No, but there may be other liability if you are a co-owner of the vehicle. You should consult with an attorney.No, but there may be other liability if you are a co-owner of the vehicle. You should consult with an attorney.No, but there may be other liability if you are a co-owner of the vehicle. You should consult with an attorney.No, but there may be other liability if you are a co-owner of the vehicle. You should consult with an attorney.