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Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.

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Q: If you drive a friend's car alone and do not have insurance are you breaking the law if the friend has insurance and you have a license?
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Related questions

If you got a ticket but were driving your friend's car so you showed the police his insurance will your insurance rates go up?

if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.


Do you need insurance to drive a friends car?

no just your friend dose


What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?

I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.


Can a Canadian borrow an American friend's car and drive it into Canada?

Yes, as long as you have proof of ownershipand insurance. Might wat the American friend to write out a letter stating you have permission to use the car.


In what circumstances does your auto insurance cover you and the car if you are driving a friends car?

Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?


What insurance license is needed to sell business liability insurance in Montana?

i would recomend that you contact pro metrics and request the Hannah Montana insurance producers license exam materials. good luck with that. i am glad i could help a friend in need.


Your friend was caught without car insurance and had his license suspended but is unable to pay insurance or fines and will lose his job without a car Is there anything he can do?

If he has to have a car to keep his job, but can't get his license reinstated or pay for the insurance, then he won't be able to keep his job.


What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?

Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .


What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?

As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


If a friend driving your car was ticketed for 93 in a 70 whose insurance will it affect?

There should be no question for your insurance. Your friends insurance will be affected, not yours. unless there was something wrong with the vehicle( ie. suspension or bad registration) any moving violations are specific to the license holder, not the auto. Hope this helps you feel a little better about the situation.


If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?

the owner of the car as in you not your friends sorry


Do insurance companies frown upon lending vehicles to friends?

Only if the friend gets into an "at fault" accident.