Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.
no just your friend dose
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Yes, as long as you have proof of ownershipand insurance. Might wat the American friend to write out a letter stating you have permission to use the car.
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
i would recomend that you contact pro metrics and request the Hannah Montana insurance producers license exam materials. good luck with that. i am glad i could help a friend in need.
If he has to have a car to keep his job, but can't get his license reinstated or pay for the insurance, then he won't be able to keep his job.
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
There should be no question for your insurance. Your friends insurance will be affected, not yours. unless there was something wrong with the vehicle( ie. suspension or bad registration) any moving violations are specific to the license holder, not the auto. Hope this helps you feel a little better about the situation.
the owner of the car as in you not your friends sorry
Only if the friend gets into an "at fault" accident.