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this is a tricky question, ''illegal'' doubtful...dishonest, maybe...also many factors are dependent...first party? second party? more info is needed...

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Q: If you filed a claim on your auto insurance to have repairs made would it be legal to keep the money and not have your vehicle repaired?
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Should the at-fault person's insurance give you a claim number for repairs?

one of the first things any claims adjuster should do is give you the claim number for your claim......for a variety of reasons.........that doesn't necessarily mean they will be repairing your vehicle, or that the claim number is necessary to have the vehicle repaired.


If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?

insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.


What is a collision claim?

A claim that you make on your own insurance for repairs due to a collision.


How to Claim in icici lombard for general insurance?

Basically, if your vehicle is being repaired at a garage within the ICICI Lombard network, then your claim is cashless. In case the garage is not part of the network, you will be reimbursed for it.


Can a owner who is also a driver parked a vehicle and vehicle start rolling down claim from insurance co the payment for repairs?

Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.


Once an insurance company processes a claim and sends out a check for repairs to the claimant is the claimant legally bound to get the repairs done?

no you are not legally bound to repair your vehicle, (especially as a second party or claimant)..........remember however, should you have another accident, this non repaired damage will not be fixed again......there are many ways that adjusters recognize 'prior' or pre-existing damage'.......also should your vehicle total this pre-existing damage will be deducted (or a percentage there of) from the value of your vehicle........


Can i reinsure my car after cash out in auto insurance claim?

I assume that by "cash out" you mean the vehicle was a total loss. I also assume that you worked out a way to keep the vehicle after they paid you for the loss. If you have had the vehicles repaired you can insure it with no problem. If you did not have the repairs done you can purchase liability insurance but not physical damage coverage. Another issue will depend on your State's laws and regulations. In most States when a vehicle is totalled the insurance company notifies the State and the title is cancelled. You can have it inspected and get a salvage title. Until the inspection is done you cannot register the vehicle and get a tag.


How do I Collect the depreciation from Homeowners insurance claim?

If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.


Can you claim gas expenses on your taxes?

It depends weather you are using your vehicle for business, if so yes you can also claim new tires, repairs, and you use to be able to claim your tags/insurance... Don't know if they except that anymore though.


I had a single car accident with no injuries and just damage to my car. How do I proceed with my insurance company?

You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.


Is homeowner entitled to any of the insurance check when repairs are being done on a damaged property?

Of course not. Insurance is supposed to put you back to the same position you were in before the damage occurred. Your not "entitled" to make money on a claim. If your property was repaired the contract was fulfilled.


If you receive an insurance claim check made out to the body shop and you and you want to make your own repairs can the check be re-issued to you?

The insurance company issues the check in both names, because there is still money owed on the vehicle. In which case, you would not be allowed to make your own repairs.