Being paid by on a 1099 basis means you are an independent contractor, basically self employed. The amounts that would be paid by an employer for his employee are now your responsibilty, like the employer portion of FICA (7.56%). However, as someone self employed, you probably aren't covered by WC protection, and certainly not Unemployment, so you won't be making contributions to it. It's probably negotiable. But just because a company pays into WC for you doesn't make you an employee. Many states are "ladder states," meaning liability follows up the ladder until someone can pay. In Texas, General Contractors are required to carry Comp for their subcontractors (who are 1099 workers) who don't have it, or remain liable if they don't (since TX is the voluntary Comp state.) If you can carry your own WC, it may make you more marketable. You can check with those you do work for before you decide.
An employer should not charge a 1099 employee for workman's comp. If you get a 1099 you are not in an employer, employee relationship You are an independent contractor.
what earnings must i report to workmans comp
no
i lost a finger in 1983 do i get money for that
4.5%
As each state's criteria for eligibility and amount of workman's comp payable differs, you need to contact your state's office for clarification.
Was it an on the job injury?
Only if it is legal in your jurisdiction.
$15 per hr
Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Yes it is a workmans comp if he was scheduled to come in or he had an appointment. Massachusetts Answer #2 You better check with workman's comp. I know of a case where a fellow employee fell in the bathroom at work and was denied payments because it was not considered "work related". In this particular case, the company turned it in as workman's comp but it was refused.
First. My answers are for U.S. Employees ONLY. If you're a 1099 employee and you work in any setting, You are covered by Workman's Comp. If you work for a company and they pay you 1099, but you work for them, same place every day, etc, they MUST carry Workmans Comp insurance to cover you. Now there are a couple of exceptions. For instance you are, or work for ABC cleaning company. If you submit a bill or a bill is submitted on your behalf to garner payment, then it is the bill generators responsability to cover you with Workmans Comp Insurance. If the employer informes you he does and will not carry this type of insurace, and you agree and sign off and are compensated for said lack of coverage, then your "employer" need not carry Workmans Comp Insurance on you. If you want complete details of who and what coverages need to be carried go to Google.com and search Workmans Comp rules & regulations for YOUR STATE or Country, as all states/countries vary a small amount.
In the state of New York do I have to carry workmans comp for 1099 independent conractors Just because a company pays into WC for you doesn't make you an employee. Many states are "ladder states," meaning liability follows up the ladder until someone can pay. In Texas, General Contractors are required to carry Comp for their subcontractors (who are 1099 workers) who don't have it, or remain liable if they don't (since TX is the voluntary Comp state.) For New York, inquire of the NY State WC Board, 518.474.6670, but I think your answer is yes, if they don't have it.