I'm unsure if you mean the other carrier is denying liability, or they've totaled your car and are refusing to repair it.
If they're denying liability, and you believe the other driver is at-fault, you have a couple of options. One, you can go through your own carrier (if you have full coverage), and they will complete their investigation and probably subrogate (ie, ask for their money back). If you don't have full coverage, and your carrier can't help you, you'll likely need to initiate a small claims action in court.
If the at-fault carrier has totaled your vehicle, but you're wanting it repaired instead, keep in mind that any insurance carrier will only pay you up to the actual-cash-value of the vehicle. If the repairs and related expenses (rental, supplements, etc.) get to a certain percentage of the actual-cash-value, almost any insurance carrier will total the vehicle.
Yes, you do.
Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an at fault accident, states require auto insurance to protect both third party drivers and the policyholder.
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
Then you are going to be out of pocket. For the repairs and possibly a fine.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
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after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
accident,mileage,repairs
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
They can't tell you who to hire, but they can decline or reject a contractors bid.