If you had a card on your father's credit card account that you used before and after he passed away are you responsible for the debt in New York State?

Answer

This is a serious issue. In every state upon the death of an account holder the card issuer(s) must be given timely notification. Even before that is done the card is NOT to be used. Person's using the card(s) after the account holder's death can be held responsible for any/all debt incurred. They may also be liable for civil and/or criminal penalties.

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  • New York (state of the northeast United States)
  • New York (city of southern New York)

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You live in ny state your father passed away six months ago He had a credit card and had one sent to you for your use you have used this card before and after his death are you responsible for this?  Your mother got you a credit card with your name on it for you to use She signed for the card and she was in charge of the account She passed away Who is responsible the the crit card debt?  My wife died and had a credit card I am not a signer on it Am I responsible They don't know she passed and wont talk to me?