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I'm not sure what you mean by a "secondary" insurance.

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15y ago
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Q: If you have Medicare Part A B what are the benefits of having a more expensive secondary insurance over a less expensive supplemental or medigap insurance?
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What is supplemental insurance is called with Medicare?

Medicare Supplemental insurance is also called Medigap insurance. It got this name because it covers the gaps left by medicare.


Do you have to have Medicare Part B if you have a medicare supplemental plan?

Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.


Where can someone purchase AARP Medicare Supplemental Insurance?

One may purchase AARP Medicare supplemental insurance through United Healthcare. The insurance helps retirees to supplement their original Medicare coverage.


Can secondary insurance pay claims that are denied by Medicare?

That would be covered under the terms of your policy. In general that is what supplemental, (secondary) insurance is primarily for. Most "supplemental" plans pay the 20% that Medicare didn't pay only AFTER seeing an "explanation of benefits" statement--i.e. proof that Medicare paid their part. If Medicare denies a service all together, the supplemental plan is often under no obligation to pay at all, as they are there to "supplement" Medicare, not take the place of it in cases of denial. This is especailly true if Medicare denies because the service was deemed "not medically necessary". So, in short, no. Medicare supplements often do not cover services if they are denied by the primary (Medicare).


When you have Medicare Part A Insurance and Supplemental coverage which is primary insurer?

Medicare


Do you pay medicare monthly and a supplemental insurance both?

I don't pay either (I'm too young for Medicare); however, it's a good idea to have supplemental insurance along with Medicare.


What is Medicare Supplemental Insurance?

Medicare supplemental insurance is insurance that helps cover some of the healthcare cost that the original medicare doesn't cover. This type of insurance also covers certain policies that the original medicare itself doesn't cover such as being ill when outside of the US.


What is the difference between Medicare supplemental insurance and Medicare wraparound insurance?

Medicare is for old people and medicaod is for low income people.


Where can you find supplemental insurance that picks up the deductible from Medicare?

AARP Medicare Supplement Insurance picks up the Medicare deductible.


What companies offer supplemental Medicare health insurance?

There are many agents that offer supplemental Medicare health insurance. They vary state by state. Some are Cobra Health Plans, Humana, Longevity Supplemental, and Netquote.com.


How much does supplemantal insurance for medicare cost?

Supplemental insurance for medicare varies greatly between states. While benefits are often identical, different supplemental insurance premiums can be hundreds of dollars a year.


What types of charges does medicare supplemental insurance cover?

Medicare supplemental insurance, also known as Medigap, helps cover some of the out-of-pocket expenses that Medicare does not cover. This can include things like deductibles, copayments, and coinsurance. However, Medigap plans do not cover services that are not covered by Medicare, such as dental, vision, or hearing care.