Your question is not specific enough. If you are listed as a "Named Insured" and you are married, then both you and spouse are covered.
Usually it does, you would have to check to see if you have a broad coverage policy or not.
Yes. Damage could still happen to the vehicle and the loan company or bank will require full coverage.
You need to check with your current insurance carrier. In my case I am insured thru Farmers, and with them as long as you carry full coverage on the rig you own and drive that same coverage will be with you in any rig you drive except commercial rigs.
Full coverage for car insurance usually depends on where you live, what kind of car you drive, your age and how far you plan to travel. Typically figure about 800 dollars a year.
only if you are renting due to an accident and have full coverage insurance
do I have to have full coverage if the title is in my name
Anyone you give permission to drive your car,is covered under your insurance.
It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.
you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent
Assuming you had permission to drive the car and you are not an excluded operator on the policy covering the vehicle then coverage should apply per the conditions of the policy.
They will probably demand full coverage on the car whether you drive it or not. The storage insurance should be quite a bit cheaper than if the vehicle were actually in use on the streets, etc. Check with your finance company and your insurance agent.
only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.