Check your policy. It probably has an exclusion for any damage caused by another vehicle owned or operated by anyone on the policy. Otherwise, everyone with a junker would be ramming into it with the good car.
At least in the UK, and I belive in the states, it will depend on your insurance. Normally, if your insured to drive otehr vehicles on your policy, it will only pay to something you damage, not the vehoicle itself. Your best bet is to ring up the insureres and see.
An unexpired lease can be reaffirmed or the vehicle can be surrendered. The leasing company will take the car back if you are surrendering it. Keep it insured or you will have to pay for any damage sustained by the vehicle or caused by the vehicle until the leasing company actually takes possession of it.
The insured ** simply bill it back to the company that requires the bonding by including it in your pricing to them **
When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.
not in any state or thru any insurance company I know of.
You can take back a claim for damage to your own property. You can't take back a claim where you are liable for damage to another party.
If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.
no there was no such thing back then.
When you damage someones property you are liable for the costs of that damage. If you fail to pay for the damage you caused and the homeowners insurance company pays the bill, Then you now owe the Insurance company what you failed to pay to the homeowner. Its no different from an Auto Insurance accident. If you were at fault or rather "Liable" for the accident and you fail to pay the bill. The other vehicles Insurance may fix their insureds car and send you the bill. Just because someone else has to pay for the damages you caused does not mean you don't still owe the money. They only paid because you failed to pay timely. Think about this for a minute What if you Robbed a Bank. Naturally the Bank is insured so they will get their money back right away. Does that mean the bank robber gets to keep the money he stole? Of course not. If and When the Bank robber is finally caught he will still owe back the money he stole. But since the bank has already been reimbursed by its Insurer you now owe that money to the Insurance company who covered the theft.
Your motor vehicle record is forever. It is a complete compilation of your entire driving history from when you first got your permit up until the present day.AnswerFor Insurance Purposes however, Insurance companies only look back on your driving record for 3 to 5 years. It just depends on which company you are insured with.
Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).
will not be comp (ever that i can imagine), these losses are covered under the collision coverage of your policy.