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Discount health coverage is becoming increasingly popular because it provides uninsured individuals with a way to receive health care services at a substantial discount for the entire family without sacrificing on service.

To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).

The experience I have had is that if you do not have many dental issues.. That a plan I use is great. Its better than insurance, cheaper than insurance and less expensive than paying out right cash at the dentist office. Plus you get vision, prescription and chiropractic coverage included for for free. All for one low monthly charge. Under $12. who can beat that.

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Q: If you just need regular checkups and cleanings which is cheapest dental savings plans insurance or cash?
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